The Lazy Person’s Guide to Financial Systems

Autopay your bills, automate your savings, and stop managing money—design systems that build wealth for you.

Author

Harry Preston
July 08, 2025

Money Habit: Automate Your Fixed Expenses

Before rent, food, or anything else…
→ Move a % of every paycheck directly to savings or investments.
Start with 10%. Increase to 20–30% over time.

Money you never see is money you’ll never spend.
Money you never spend becomes wealth.

Wealth Tactic: Use a Split Deposit

Go to your payroll portal.
→ Set 90% to checking, 10% to a savings or brokerage account
→ Make it automatic

This turns saving from “willpower” into “infrastructure.”

Mindset Shift: Treat Yourself Like a Bill

Think of your savings as your most important bill.
Paying yourself is not optional.
It’s non-negotiable financial freedom.

A Final Note

Keep stacking habits and assets. New drops every Tuesday + Friday.

Thanks for reading The Wealth Script. Hit reply if you’ve got a question.

“You do not rise to the level of your goals. You fall to the level of your systems.”

James Clear, Atomic Habits

Until next time,